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I got my Mortgage!

Discussion in 'Sorcerous Sundries' started by Sorvo, Jul 2, 2003.

  1. Sorvo

    Sorvo Where's the nearest pub? Distinguished Member ★ SPS Account Holder Veteran

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    Remove all ads!
    [​IMG] Yes, It finally happened! I almost pooped myself when I saw the monthly payment! $666.34 (this includes the mortgage, taxes and insurance) I must be :evil: :shake: Thanks to everyone in chat that put up with my drunken insanity the last few months, you got me through a really rough time :) Maybe I'll stop drinking now :lol:
     
    Sorvo, Jul 2, 2003
    #1

  2. Errol Gems: 23/31
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    [​IMG] No problem Sorvs, you evil little thing you!
    :thumb: :roll:
     
    Errol, Jul 2, 2003
    #2
  3. Blackthorne TA

    Blackthorne TA Master in his Own Mind Staff Member ★ SPS Account Holder Adored Veteran Pillars of Eternity SP Immortalizer (for helping immortalize Sorcerer's Place in the game!) New Server Contributor [2012] (for helping Sorcerer's Place lease a new, more powerful server!) Torment: Tides of Numenera SP Immortalizer (for helping immortalize Sorcerer's Place in the game!)

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    My car payment will be more than that. At least I got same as cash and 1 year deferred payments though :)

    My mortgage is about twice that you evil Sorvo you.
     
    Blackthorne TA, Jul 2, 2003
    #3
  4. Death Rabbit

    Death Rabbit Straight, no chaser Adored Veteran Torment: Tides of Numenera SP Immortalizer (for helping immortalize Sorcerer's Place in the game!)

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    Congrats! That's a nice rate.
     
    Death Rabbit, Jul 2, 2003
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  5. JSBB Gems: 31/31
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    Hm, Sorvo that sounds fairly low to me but I guess that everything is relative to one's own financial situation, plus I am well on my way towards my goal of being mortgage free by age 30 while I imagine you are using a somewhat more sensible amortization period.

    I am currently paying about one and a half times that just for my regular mortgage payments, insurance and property taxes are extra. Oh, and mortgage interest is not tax deductible up here. :(
     
    JSBB, Jul 2, 2003
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  6. SoCo Gems: 9/31
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    Congrats Sorvo now your offically stuck near me for some time. :D
     
    SoCo, Jul 2, 2003
    #6
  7. joacqin

    joacqin Confused Jerk Adored Veteran Pillars of Eternity SP Immortalizer (for helping immortalize Sorcerer's Place in the game!)

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    Hot diggity Sorvo! Sweeeeeeeeeeet! Will you throw a huge party now to wreck your newly owned home? ;)
     
    joacqin, Jul 2, 2003
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  8. Rallymama Gems: 31/31
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    Cool! We make settlement on our new house on August and our monthly payments will be... let's leave it at "higher." :roll:
     
    Rallymama, Jul 2, 2003
    #8
  9. Sorvo

    Sorvo Where's the nearest pub? Distinguished Member ★ SPS Account Holder Veteran

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    Too much work yet before a house warming party :( You other guys are really feeding my ego, your really going to hate me when I tell you I don't even have a job :D
     
    Sorvo, Jul 2, 2003
    #9
  10. Death Rabbit

    Death Rabbit Straight, no chaser Adored Veteran Torment: Tides of Numenera SP Immortalizer (for helping immortalize Sorcerer's Place in the game!)

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    @ JSBB

    You've also got to factor in the area of the country, too. $100k in Houston, for example, can get you a very nice 3 bedroom townhome in a very nice area of town, whereas in say, Los Angeles, you'd pay triple or more than that for the same, with no guarantee the neighborhood is worth a damn. In most cities, you'd be lucky to pay $666 a month for a crappy 1-bedroom casa de' cucarachas, senor.

    Wait a minute Sorvo...such a low payment, and no job? And it just happens to be $666? Coincidence?

    Now I know how you got so lucky. :evil: :evil: :evil: Sinner.

    ;)
     
    Death Rabbit, Jul 2, 2003
    #10
  11. Sorvo

    Sorvo Where's the nearest pub? Distinguished Member ★ SPS Account Holder Veteran

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    I got it because of my great credit :) I qualified for NINA(No Income, No Asset) It helps to pay yours bills on time ;)
     
    Sorvo, Jul 2, 2003
    #11

  12. Dragon's Jewel Gems: 14/31
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    That is *really* low. Even for the area. The mortgage payment on my grandfather's house is 795, and he has wonderful credit and a small house. The mortgage on my mom's is... well, it exceeds three digits.
     
    Dragon's Jewel, Jul 3, 2003
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  13. Elios Gems: 17/31
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    Nice! Welcome to the club of home ownership!
    We pay about two and a half times as much. But then again, its California!
     
    Elios, Jul 3, 2003
    #13

  14. Wordplay Gems: 29/31
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    Sorvo, try student's life and you need only half of that. I'm sure that any college would be happy to have you. ;)
     
    Wordplay, Jul 3, 2003
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  15. JSBB Gems: 31/31
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    @ Sorvo - If I can put financial matters aside for the moment, good luck with your new home. I have been a homeowner for two years now and I can tell you that it is a lot of work but it is all worth it.


    @ Death Rabbit

    Quite true, but in my mindset the cost of the house had nothing to do with the actual mortgage payments. I set my payments to be the maximum amount that I felt I could afford. Thus, with the interest rate and payment determined it was the duration of the mortgage that was the calculated figure for me. I am well aware that there would have been a minimum that the bank would have accepted but that would have been nearly $400 U.S./month lower then what I am presently paying in regular payments.
     
    JSBB, Jul 3, 2003
    #15

  16. Jack Funk Gems: 24/31
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    Congratulations Sorvo. Welcome to the wonderful world of home ownership. Enjoy.
     
    Jack Funk, Jul 3, 2003
    #16
  17. Death Rabbit

    Death Rabbit Straight, no chaser Adored Veteran Torment: Tides of Numenera SP Immortalizer (for helping immortalize Sorcerer's Place in the game!)

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    @ JSBB

    I figured you knew that as well. My post was an addition, not a correction.
     
    Death Rabbit, Jul 3, 2003
    #17
  18. Loerand

    Loerand My heart holds no fear for death

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    Yeah, an expansion pack, not a patch ;) :D
     
    Loerand, Jul 3, 2003
    #18
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