URGENT, Oh boy I think this is bad

And you can always call the bank. Most banks will leave a contact number in the e-mail that you can call to verify anything. My bank never sends me e-mails unless I made an e-mail transfer, and that's a confirmation note. Most banks, in my experience will call you first or will only call, never e-mail.

 

As I said above, never use the phone number provided in the email; if the email is a scam, then the phone number is going to be a fake.

Use the phone book, or use a search engine to find the bank, and use a number listed in their web site.

 

I recieved one of those emails about a year ago. I had just opened an Orange Savings Account. I forgot if I went through my bank were I have a checking account or somewhere else, but all I did was ask them to pull up a list of all my accounts. I went into the branch for it.
If you live in the states, you can go to yout states treasury department to the unclaimed funds division. They can also run a check of any opened accounts you may have. I found one from where I grew up. The account had grown interest upto roughly $100! I thought I closed it after highschool. Go figure.

 

If the email includes things like "dear valued customer", then it's most probably fake. There's no reason why the bank wouldn't use your full name the way you provided it to them when you opened your account.